Fast Funding for Florida Contractors - Get Approved in 24 Hours
Get fast working capital loans and equipment financing for your construction business. No red tape, zero credit impact on initial application.² Funding available for contractors in Miami, Orlando, Tampa, Jacksonville, and throughout Florida.
Why Florida Contractors Need Fast Funding
Florida's construction industry faces unique challenges—hurricane season preparation, material cost fluctuations, equipment breakdowns in high humidity, and the need to scale during peak building seasons. Fast construction loans help you navigate these challenges without missing opportunities.
Emergency Construction Loans
Handle unexpected expenses like equipment failures, hurricane damage repairs, material cost spikes, or sudden labor shortages. Get Florida construction funding in 24-48 hours to keep your projects on track.
Construction Debt Consolidation
Consolidate multiple construction loans, credit cards, and vendor debts into one manageable payment. Simplify your finances and improve cash flow for your construction business.
working capital Florida
Cover daily operational expenses: payroll for your crew, material purchases, equipment rentals, insurance, and marketing. Maintain steady cash flow even during project delays or seasonal slowdowns.
Construction Business Expansion & Growth
Expand your construction business with new equipment, hire additional crews, take on larger projects, or open a new location. Get up to $500,000 in construction funding.³
Benefits of Fast Construction Loans in Florida
Quick Approval Process
Get approved for construction funding in as little as 24 hours. Our streamlined application process means less paperwork and faster access to capital for your construction business.
Flexible Terms
Choose from various repayment terms that match your construction business's cash flow patterns. Whether you need short-term working capital or longer-term equipment financing, we have options.
No Collateral Required
Many of our construction loans don't require collateral. Your business revenue and credit profile are often sufficient to qualify for fast construction funding in Florida.
Use Funds for Any Purpose
Construction funding can be used for equipment purchases, payroll, materials, project costs, marketing, expansion, or any other business need. No restrictions on how you use the capital.
Construction Equipment Financing in Florida
Florida's climate and demanding construction projects require reliable equipment. From excavators and bulldozers to power tools and heavy machinery, we help you finance the tools you need to run a successful construction business.
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Heavy Machinery
Finance excavators, bulldozers, loaders, cranes, and more. Keep your construction projects running efficiently with the latest heavy equipment.
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Vehicles & Trucks
Upgrade your fleet with work trucks, vans, trailers, and commercial vehicles. Essential for Florida contractors dealing with multiple job sites and material transport.
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Power Tools & Equipment
Modernize your power tools, generators, compressors, and construction equipment to improve efficiency and productivity on job sites.
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Safety & Specialty Equipment
Invest in safety equipment, scaffolding, temporary structures, and specialized tools—perfect for Florida's diverse construction projects and hurricane-resistant building requirements.
How Construction Funding Application Works
Getting construction funding in Florida is simple and fast. Follow these steps to get the capital you need:
Step 1: Complete Your Application
Fill out our quick online application with basic information about your construction business. This takes just a few minutes and won't impact your credit score.²
Step 2: Get Matched with Lenders
We'll match you with lenders who specialize in construction funding and understand the unique needs of Florida contractors. You'll receive multiple offers to compare.
Step 3: Review Your Options
Compare loan terms, interest rates, and repayment schedules. Choose the construction funding option that best fits your business needs and cash flow.
Step 4: Receive Your Funds
Once approved, funds are typically deposited into your business account within 24-48 hours. Start using your construction funding immediately for any business purpose.
Frequently Asked Questions About Construction Funding in Florida
Get answers to common questions about construction funding, working capital loans, and fast construction loans in Florida
No. Our initial application uses a soft credit check that does not impact your credit score. Only when you accept a specific lender's offer will a hard credit check be performed, and you'll be notified beforehand.
Most contractors receive funding within 24-48 hours after approval. Some lenders offer same-day funding for qualified applicants. The speed depends on your application completeness and the lender you choose.
Rates vary based on credit score, revenue, time in business, and loan type. Working capital loans typically range from 8-25% APR, while equipment financing may be lower. We match you with lenders offering competitive rates for your profile.
Yes. Many of our lenders work with contractors who have lower credit scores. Higher revenue, longer time in business, or collateral can offset credit concerns. We'll match you with lenders who specialize in your situation.
Absolutely. Florida's construction industry has seasonal patterns that lenders understand. We work with lenders who consider annual revenue averages and peak season performance, not just monthly consistency.
Some lenders require 6+ months in business, but newer construction companies with strong revenue or personal credit may still qualify. We'll match you with startup-friendly lenders if you're just starting or recently started your construction business.
Yes. Construction funding can be used for any business purpose: equipment purchases, payroll, materials, project costs, marketing, expansion, emergency repairs, or debt consolidation. There are no restrictions on how you use the funds.
Most applications require basic business information, bank statements (3-6 months), and tax returns. Some lenders may request additional documents after initial approval. We'll guide you through the process.
This depends on the lender and loan type. Many working capital loans have no prepayment penalties, while some equipment financing may include them. All terms are clearly disclosed before you accept any offer.
Yes. We work with contractors throughout Florida, including Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, St. Petersburg, Tallahassee, and all other cities and regions statewide. Whether you operate a general contracting business, specialty trade, home builder, or commercial construction company, we can help you find the right funding solution.
Construction Funding Solutions for Every Florida City
We provide fast construction loans and working capital solutions to contractors across Florida. Whether you're in a major metropolitan area or a smaller community, we can help you access the funding you need.
Miami Construction Funding
Fast construction loans for Miami contractors and construction companies. Get working capital to handle project costs, material purchases, and equipment needs.
Orlando Construction Loans
Construction funding for Orlando's thriving building industry. Finance equipment, expansion, or working capital needs for your Central Florida construction business.
Tampa Construction Funding
Get fast construction loans in Tampa Bay. Whether you need capital for new equipment, project costs, or cash flow management.
Jacksonville Construction Loans
working capital and equipment financing for Jacksonville area contractors. Quick approval and flexible terms.
Looking for construction funding in another Florida city? Contact us to learn more about our construction loan options throughout Florida.