Privacy Policy

Last updated: October 15, 2025

This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your information when you use the Service and tells you about your privacy rights and how the law protects you.

We use your personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Privacy Policy Generator.

Interpretation and Definitions

Interpretation: The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions: For the purposes of this Privacy Policy:

Account means a unique account created for you to access our Service or parts of our Service.

Affiliate means an entity that controls, is controlled by, or is under common control with a party, where control means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

Company (referred to as either the Company, We, Us or Our in this Agreement) refers to company, sofia.

Cookies are small files that are placed on your computer, mobile device or any other device by a website, containing the details of your browsing history on that website among its many uses.

Country refers to: Alaska, United States.

Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.

Personal Data is any information that relates to an identified or identifiable individual.

Service refers to the Website.

Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Website refers to onlineloans.org, accessible from https://www.onlineloans.org/

You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data: While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to: Email address, First name and last name, Phone number, Address, State, Province, ZIP/Postal code, City, and Usage Data.

Usage Data: Usage Data is collected automatically when using the Service. It may include information such as your device’s IP address, browser type and version, pages visited, time and date of your visit, time spent on those pages, unique device identifiers, and other diagnostic data.

When you access the Service by or through a mobile device, we may collect information automatically, including the type of mobile device you use, your mobile device’s unique ID, IP address, mobile operating system, browser type, and other diagnostic data.

Tracking Technologies and Cookies: We use cookies and similar tracking technologies to track activity on our Service and store certain information. These technologies include beacons, tags, and scripts to collect and analyze data. Cookies can be persistent or session cookies. You can refuse cookies through your browser, but some parts of the Service may not function properly.

We use both Session and Persistent Cookies for the following purposes: Necessary or Essential Cookies (to enable core functions and prevent fraud), Cookies Policy Acceptance Cookies (to remember if users accepted cookies), and Functionality Cookies (to remember choices and preferences).

For more information about the cookies we use and your choices, please visit our Cookies Policy or the Cookies section of this Privacy Policy.

Use of Your Personal Data: The Company may use Personal Data for the following purposes: to provide and maintain our Service; to manage your account; to perform a contract; to contact you by email, phone, or other means; to provide you with news, offers, and information unless you opt out; to manage your requests; to process business transfers; and for other purposes such as analysis and improving services.

We may share your personal information in the following situations: with Service Providers, for business transfers, with Affiliates, with business partners, with other users (when you interact publicly), and with your consent.

Retention of Your Personal Data: The Company will retain your Personal Data only as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce policies. Usage Data may be retained for shorter periods unless needed for security or legal reasons.

Transfer of Your Personal Data: Your information may be transferred to and maintained on computers outside of your jurisdiction, where data protection laws may differ. By submitting your data, you consent to such transfer. We ensure that adequate safeguards are in place.

Delete Your Personal Data: You have the right to delete or request deletion of your Personal Data. You can delete certain data from your account or contact us to request deletion. Some information may be retained when legally required.

Disclosure of Your Personal Data: If the Company is involved in a merger, acquisition, or asset sale, your data may be transferred with notice. The Company may also disclose your data to comply with legal obligations, protect rights, prevent wrongdoing, ensure safety, or defend against liability.

Security of Your Personal Data: We strive to use commercially reasonable means to protect your data, but no transmission or storage method is 100% secure.

Children’s Privacy: Our Service does not address anyone under 21. We do not knowingly collect personal data from minors. If you believe your child has provided information, please contact us. If we discover such data, we will delete it. Parental consent may be required where applicable.

Links to Other Websites: Our Service may contain links to third-party websites. We are not responsible for their content, privacy practices, or policies. Please review the Privacy Policy of each site you visit.

Changes to This Privacy Policy: We may update this Policy periodically. You will be notified by email or a prominent notice before changes take effect. The updated date will appear at the top. Continued use of the Service after changes means you accept them.