.page-module-scss-module__REEF9a__rulesBlock{width:100%;margin:0 0 8px}.page-module-scss-module__REEF9a__rulesTableWrapper{border:1px solid #e5e7eb;border-radius:12px;width:100%;overflow:visible}.page-module-scss-module__REEF9a__rulesTable{border-collapse:separate;border-spacing:0;background:var(--color-white,#fff);width:100%;font-size:15px}.page-module-scss-module__REEF9a__rulesTable thead{background:var(--color-primary,#2a3d66);color:var(--color-white,#fff);z-index:1;position:relative}.page-module-scss-module__REEF9a__rulesTable th{text-align:left;padding:14px 18px;font-size:14px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__rulesTable th:first-child{border-top-left-radius:11px}.page-module-scss-module__REEF9a__rulesTable th:last-child{border-top-right-radius:11px}.page-module-scss-module__REEF9a__rulesTable td{color:var(--color-gray-dark,#161616);vertical-align:middle;border-bottom:1px solid #e5e7eb;padding:12px 18px;line-height:1.5;position:relative}.page-module-scss-module__REEF9a__rulesTable tbody tr:nth-child(2n){background:var(--color-gray-light,#f3f4f6)}.page-module-scss-module__REEF9a__rulesTable tbody tr:last-child td{border-bottom:0}.page-module-scss-module__REEF9a__rulesTable tbody tr:last-child td:first-child{border-bottom-left-radius:11px}.page-module-scss-module__REEF9a__rulesTable tbody tr:last-child td:last-child{border-bottom-right-radius:11px}.page-module-scss-module__REEF9a__rulesTable th:last-child,.page-module-scss-module__REEF9a__rulesTable td:last-child{white-space:nowrap;width:40%;font-weight:600}.page-module-scss-module__REEF9a__ruleLabel{align-items:center;gap:6px;max-width:100%;display:inline-flex}.page-module-scss-module__REEF9a__tooltip{cursor:help;z-index:2;background:0 0;border:0;flex-shrink:0;align-items:center;margin:0;padding:0;line-height:0;display:inline-flex;position:relative}.page-module-scss-module__REEF9a__tooltip:hover,.page-module-scss-module__REEF9a__tooltip:focus-within{z-index:40}.page-module-scss-module__REEF9a__tooltip:focus-visible{outline:2px solid var(--color-primary,#2a3d66);outline-offset:2px;border-radius:999px}.page-module-scss-module__REEF9a__tooltipIcon{color:#6b7280;width:16px;height:16px;display:block}.page-module-scss-module__REEF9a__tooltip:hover .page-module-scss-module__REEF9a__tooltipIcon,.page-module-scss-module__REEF9a__tooltip:focus-within .page-module-scss-module__REEF9a__tooltipIcon{color:var(--color-primary,#0a2540)}.page-module-scss-module__REEF9a__tooltipText{visibility:hidden;color:#fff;text-align:left;z-index:40;opacity:0;white-space:normal;pointer-events:none;background-color:#161616;border-radius:6px;width:min(260px,100vw - 48px);padding:10px 12px;font-size:13px;font-weight:400;line-height:1.45;transition:opacity .15s,visibility .15s;position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%);box-shadow:0 8px 20px #0000002e}.page-module-scss-module__REEF9a__tooltipText:after{content:"";border:6px solid #0000;border-bottom-color:#161616;margin-left:-6px;position:absolute;bottom:100%;left:50%}.page-module-scss-module__REEF9a__tooltip:hover .page-module-scss-module__REEF9a__tooltipText,.page-module-scss-module__REEF9a__tooltip:focus-within .page-module-scss-module__REEF9a__tooltipText{visibility:visible;opacity:1}@media (max-width:560px){.page-module-scss-module__REEF9a__rulesTableWrapper{overflow:visible}.page-module-scss-module__REEF9a__rulesTable{table-layout:fixed;width:100%;min-width:0;font-size:13px}.page-module-scss-module__REEF9a__rulesTable th,.page-module-scss-module__REEF9a__rulesTable td{word-wrap:break-word;overflow-wrap:break-word;padding:10px 12px}.page-module-scss-module__REEF9a__rulesTable th:last-child,.page-module-scss-module__REEF9a__rulesTable td:last-child{white-space:normal;width:38%}.page-module-scss-module__REEF9a__ruleLabel{flex-wrap:wrap;align-items:flex-start}.page-module-scss-module__REEF9a__tooltipText{width:min(240px,70vw);left:0;transform:none}.page-module-scss-module__REEF9a__tooltipText:after{margin-left:0;left:12px}}.page-module-scss-module__REEF9a__sectionSource{color:#4b5563;letter-spacing:0;margin:-8px 0 18px;font-size:14px;font-style:normal;font-weight:400;line-height:1.5;display:block}.page-module-scss-module__REEF9a__sectionSource a{color:#374151;text-underline-offset:2px;font-weight:500;text-decoration:underline}.page-module-scss-module__REEF9a__sectionSource a:hover{color:var(--color-gray-dark,#161616);text-decoration:none}.page-module-scss-module__REEF9a__tableWrapper{-webkit-overflow-scrolling:touch;width:100%;max-width:100%;margin:0 0 20px;overflow-x:auto}.page-module-scss-module__REEF9a__comparisonTable{table-layout:auto;border-collapse:collapse;background:0 0;width:100%;min-width:680px}.page-module-scss-module__REEF9a__comparisonTable thead{border-bottom:3px solid #8b8c8f}.page-module-scss-module__REEF9a__comparisonTable th{color:var(--color-gray-dark,#161616);text-align:left;white-space:nowrap;background:0 0;border:0;padding:12px 6px;font-size:15px;font-weight:600}.page-module-scss-module__REEF9a__comparisonTable tbody tr{background:0 0;border-bottom:1px solid #8b8c8f}.page-module-scss-module__REEF9a__comparisonTable td{color:var(--color-gray-dark,#161616);vertical-align:middle;padding:12px 6px;font-size:14px;line-height:1.5}.page-module-scss-module__REEF9a__comparisonTable th:first-child,.page-module-scss-module__REEF9a__comparisonTable td:first-child{width:1%;padding-right:4px}.page-module-scss-module__REEF9a__comparisonTable th:nth-child(2),.page-module-scss-module__REEF9a__comparisonTable td:nth-child(2){width:1%;padding-left:4px;padding-right:4px}.page-module-scss-module__REEF9a__comparisonTable th:nth-child(3),.page-module-scss-module__REEF9a__comparisonTable td:nth-child(3),.page-module-scss-module__REEF9a__comparisonTable th:nth-child(4),.page-module-scss-module__REEF9a__comparisonTable td:nth-child(4),.page-module-scss-module__REEF9a__comparisonTable th:nth-child(5),.page-module-scss-module__REEF9a__comparisonTable td:nth-child(5),.page-module-scss-module__REEF9a__comparisonTable th:nth-child(6),.page-module-scss-module__REEF9a__comparisonTable td:nth-child(6){white-space:nowrap;width:1%;padding-left:4px;padding-right:4px}.page-module-scss-module__REEF9a__comparisonTable th:nth-child(7),.page-module-scss-module__REEF9a__comparisonTable td:nth-child(7){text-align:center;vertical-align:middle;width:1%;padding-left:8px}.page-module-scss-module__REEF9a__logoLink{width:fit-content;max-width:100%;text-decoration:none;display:block}.page-module-scss-module__REEF9a__logoLink:hover .page-module-scss-module__REEF9a__logoWrapper{border-color:#cbd5e1;box-shadow:0 2px 10px #2a3d661a}.page-module-scss-module__REEF9a__logoWrapper{background:#fff;border:1px solid #e5e7eb;border-radius:8px;justify-content:flex-start;align-items:center;width:fit-content;max-width:100%;height:60px;padding:8px 14px;transition:border-color .2s,box-shadow .2s;display:flex}.page-module-scss-module__REEF9a__logoImage{-o-object-fit:contain;object-fit:contain;width:auto;max-width:120px;height:auto;max-height:60px}.page-module-scss-module__REEF9a__ratingWrapper{flex-direction:column;align-items:flex-start;gap:4px;display:flex}.page-module-scss-module__REEF9a__ratingRow{justify-content:flex-start;align-items:center;gap:4px;display:flex}.page-module-scss-module__REEF9a__star{color:#22c55e;font-size:16px;line-height:1}.page-module-scss-module__REEF9a__expertRating{color:var(--color-primary,#2a3d66);font-size:14px;font-weight:700;display:inline-block}.page-module-scss-module__REEF9a__reviewLink{color:var(--color-primary,#2a3d66);white-space:nowrap;font-size:11px;line-height:1.4;text-decoration:underline}.page-module-scss-module__REEF9a__reviewLink:hover{color:var(--color-primary,#2a3d66);opacity:.85}.page-module-scss-module__REEF9a__ctaWrapper{flex-direction:column;justify-content:center;align-items:center;gap:6px;width:100%;display:flex}.page-module-scss-module__REEF9a__comparisonTable a.page-module-scss-module__REEF9a__ctaButton{box-sizing:border-box;width:100%;max-width:170px;color:var(--color-white,#fff);letter-spacing:.04em;text-align:center;text-transform:uppercase;white-space:nowrap;background:var(--color-primary,#2a3d66);border:0;border-radius:6px;justify-content:center;align-items:center;padding:10px 14px;font-size:12px;font-weight:600;line-height:1.2;text-decoration:none;display:inline-flex}.page-module-scss-module__REEF9a__comparisonTable a.page-module-scss-module__REEF9a__ctaButton:hover{color:var(--color-white,#fff);opacity:.92;text-decoration:none}.page-module-scss-module__REEF9a__ctaSubtext{color:var(--color-gray-medium,#9ca3af);text-align:center;white-space:nowrap;font-size:10px;line-height:1.3}.page-module-scss-module__REEF9a__lawsList{margin:0 0 24px;padding:0;list-style:none}.page-module-scss-module__REEF9a__lawsList li{margin-bottom:16px;padding-left:22px;position:relative}.page-module-scss-module__REEF9a__lawsList li:before{color:var(--color-primary,#2a3d66);content:"•";font-weight:700;position:absolute;left:0}.page-module-scss-module__REEF9a__anchor{scroll-margin-top:calc(var(--header-height,72px) + 20px)}.page-module-scss-module__REEF9a__lenderReviewList{gap:3px;margin:0 0 8px;display:grid}.page-module-scss-module__REEF9a__lenderReviewItem{scroll-margin-top:calc(var(--header-height,72px) + 20px);background:var(--color-white,#fff);border:1px solid #e5e7eb;border-radius:6px;overflow:hidden}.page-module-scss-module__REEF9a__lenderReviewItemOpen{border-color:#d1d5db}.page-module-scss-module__REEF9a__lenderReviewHeading{margin:0}.shell .section h3.page-module-scss-module__REEF9a__lenderReviewHeading{color:var(--color-gray-dark,#161616);margin:0;font-size:13px;font-weight:600;line-height:1.25}.page-module-scss-module__REEF9a__lenderReviewToggle{width:100%;color:inherit;font:inherit;font-size:inherit;font-weight:inherit;line-height:inherit;text-align:left;cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;gap:6px;padding:4px 12px;display:flex}.page-module-scss-module__REEF9a__lenderReviewToggle:hover{background:#f9fafb}.page-module-scss-module__REEF9a__lenderReviewToggle:focus-visible{outline:2px solid var(--color-primary,#0a2540);outline-offset:-2px}.page-module-scss-module__REEF9a__lenderReviewToggle .page-module-scss-module__REEF9a__faqIcon{width:16px;height:16px;font-size:12px}.page-module-scss-module__REEF9a__lenderReviewBody{border-top:1px solid #e5e7eb}.page-module-scss-module__REEF9a__lenderReviewContent{padding:10px 12px 12px}.page-module-scss-module__REEF9a__loanSubheading{color:var(--color-gray-dark,#161616);margin:24px 0 8px;font-size:17px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__feeScheduleImage{background:var(--color-white,#fff);border:1px solid #e5e7eb;border-radius:12px;max-width:100%;margin:20px 0 28px;padding:16px;overflow:hidden}.page-module-scss-module__REEF9a__feeScheduleImg{-o-object-fit:contain;object-fit:contain;width:100%;max-width:100%;height:auto}.page-module-scss-module__REEF9a__imageCaption{color:var(--color-gray-medium,#6b7280);text-align:left;margin:12px 0 0;font-size:13px;font-style:italic}@media (max-width:768px){.page-module-scss-module__REEF9a__rulesTable th,.page-module-scss-module__REEF9a__rulesTable td{padding:10px 14px;font-size:14px}.page-module-scss-module__REEF9a__rulesTable th:last-child,.page-module-scss-module__REEF9a__rulesTable td:last-child{white-space:normal}.page-module-scss-module__REEF9a__comparisonTable th,.page-module-scss-module__REEF9a__comparisonTable td{padding:10px 4px;font-size:13px}.page-module-scss-module__REEF9a__logoWrapper{height:40px;padding:6px 10px}.page-module-scss-module__REEF9a__logoImage{max-width:80px;max-height:40px}.page-module-scss-module__REEF9a__star{font-size:14px}.page-module-scss-module__REEF9a__expertRating{font-size:12px}.page-module-scss-module__REEF9a__reviewLink{font-size:10px}.page-module-scss-module__REEF9a__comparisonTable a.page-module-scss-module__REEF9a__ctaButton{padding:8px 12px;font-size:11px}.page-module-scss-module__REEF9a__ctaSubtext{font-size:9px}}.page-module-scss-module__REEF9a__faq{width:100%;margin:0 0 8px}.page-module-scss-module__REEF9a__faqToolbar{justify-content:flex-end;margin:-4px 0 8px;display:flex}.page-module-scss-module__REEF9a__faqToggleAll{color:var(--color-primary,#0a2540);cursor:pointer;background:var(--color-white,#fff);border:1px solid #e5e7eb;border-radius:6px;padding:4px 10px;font-size:12px;font-weight:600;line-height:1.3}.page-module-scss-module__REEF9a__faqToggleAll:hover{background:var(--color-gray-light,#f3f4f6)}.page-module-scss-module__REEF9a__faqToggleAll:focus-visible{outline:2px solid var(--color-primary,#0a2540);outline-offset:2px}.page-module-scss-module__REEF9a__faqList{gap:3px;display:grid}.page-module-scss-module__REEF9a__faqItem{background:var(--color-white,#fff);border:1px solid #e5e7eb;border-radius:6px;overflow:hidden}.page-module-scss-module__REEF9a__faqItemOpen{border-color:#d1d5db}.page-module-scss-module__REEF9a__faqQuestionHeading{margin:0}.shell .section h3.page-module-scss-module__REEF9a__faqQuestionHeading{color:var(--color-gray-dark,#161616);margin:0;font-size:13px;font-weight:600;line-height:1.25}.page-module-scss-module__REEF9a__faqQuestion{width:100%;color:inherit;font:inherit;font-size:inherit;font-weight:inherit;line-height:inherit;text-align:left;cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;gap:6px;padding:4px 12px;display:flex}.page-module-scss-module__REEF9a__faqQuestion:hover{background:#f9fafb}.page-module-scss-module__REEF9a__faqQuestion:focus-visible{outline:2px solid var(--color-primary,#0a2540);outline-offset:-2px}.page-module-scss-module__REEF9a__faqIcon{width:16px;height:16px;color:var(--color-primary,#0a2540);background:#0a25400f;border-radius:999px;flex:none;justify-content:center;align-items:center;font-size:12px;font-weight:500;line-height:1;display:inline-flex}.page-module-scss-module__REEF9a__faqAnswerContent{padding:0 12px 10px}.page-module-scss-module__REEF9a__faqAnswerContent .page-module-scss-module__REEF9a__sectionSource{margin:4px 0 10px}.page-module-scss-module__REEF9a__faqAnswerContent p{color:var(--color-gray-dark,#161616);margin:0 0 10px;font-size:14px;line-height:1.55}.page-module-scss-module__REEF9a__faqAnswerContent p:last-child{margin-bottom:0}.page-module-scss-module__REEF9a__glanceCard{background:0 0;border:0;border-radius:0;margin:0 0 28px;padding:8px 0 12px}.page-module-scss-module__REEF9a__glanceStats{border:0;border-radius:0;grid-template-columns:repeat(4,1fr);gap:12px;margin:0;display:grid;overflow:visible}.page-module-scss-module__REEF9a__glanceStat{text-align:center;background:#f8f9fb;border:0;border-radius:12px;padding:28px 16px;position:relative}.page-module-scss-module__REEF9a__glanceStatValue{color:var(--color-primary,#2a3d66);font-size:32px;font-weight:700;line-height:1.15}.page-module-scss-module__REEF9a__glanceStatLabel{color:#6b7280;letter-spacing:.04em;text-transform:uppercase;justify-content:center;align-items:center;gap:4px;margin-top:8px;font-size:12px;font-weight:600;line-height:1.35;display:inline-flex}.page-module-scss-module__REEF9a__methodologyLink{color:#4b5563;margin:0 0 28px;font-size:14px;line-height:1.5}.page-module-scss-module__REEF9a__methodologyLink a{color:var(--color-primary,#2a3d66);text-underline-offset:2px;font-weight:600;text-decoration:underline}.page-module-scss-module__REEF9a__methodologyLink a:hover{opacity:.85;text-decoration:none}.page-module-scss-module__REEF9a__glanceBody{color:var(--color-gray-dark,#161616);margin:0 0 12px;font-size:15px;line-height:1.65}.page-module-scss-module__REEF9a__glanceCard .page-module-scss-module__REEF9a__sectionSource{margin:0}.page-module-scss-module__REEF9a__verifyIntro{color:var(--color-gray-dark,#161616);margin:0 0 16px;font-size:15px;line-height:1.65}.page-module-scss-module__REEF9a__verifyIntro+.page-module-scss-module__REEF9a__verifyIntro{margin-top:-8px}.page-module-scss-module__REEF9a__verifyStepsHeading{color:var(--color-gray-dark,#161616);margin:24px 0 12px;font-size:17px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__verifySteps{margin:0 0 20px;padding:0;list-style:none}.page-module-scss-module__REEF9a__verifyStep{align-items:flex-start;gap:16px;margin-bottom:20px;display:flex}.page-module-scss-module__REEF9a__verifyStep:last-child{margin-bottom:0}.page-module-scss-module__REEF9a__verifyStepNum{width:36px;height:36px;color:var(--color-white,#fff);background:var(--color-primary,#2a3d66);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-top:2px;font-size:15px;font-weight:700;display:flex}.page-module-scss-module__REEF9a__verifyStepTitle{color:var(--color-primary,#2a3d66);margin:0 0 6px;font-size:15px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__verifyStepDesc{color:#4b5563;margin:0;font-size:14px;line-height:1.65}.page-module-scss-module__REEF9a__verifyWarning{background:#fffbeb;border:1px solid #fcd34d;border-radius:10px;align-items:flex-start;gap:12px;margin:20px 0;padding:14px 18px;display:flex}.page-module-scss-module__REEF9a__verifyWarningTitle{color:#78350f;margin:0 0 8px;font-size:15px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__verifyWarningText{color:#78350f;margin:0;font-size:14px;line-height:1.65}.page-module-scss-module__REEF9a__govResourceLink{color:#374151;text-underline-offset:2px;margin:4px 0 0;font-size:14px;font-weight:600;line-height:1.5;text-decoration:underline;display:inline-block}.page-module-scss-module__REEF9a__govResourceLink:hover{color:var(--color-gray-dark,#161616);text-decoration:none}.page-module-scss-module__REEF9a__repayIntro{color:var(--color-gray-dark,#161616);margin:0 0 16px;font-size:15px;line-height:1.65}.page-module-scss-module__REEF9a__repaySubheading{color:var(--color-gray-dark,#161616);margin:24px 0 8px;font-size:17px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__repayBody{color:var(--color-gray-dark,#161616);margin:0 0 12px;font-size:15px;line-height:1.65}.page-module-scss-module__REEF9a__repayCalloutTitle{color:var(--color-gray-dark,#161616);margin:0 0 8px;font-size:15px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__repayCalloutText{color:var(--color-gray-dark,#161616);margin:0;font-size:14px;line-height:1.65}.page-module-scss-module__REEF9a__methodologyIntro{color:var(--color-gray-dark,#161616);margin:0 0 18px;font-size:15px;line-height:1.65}.page-module-scss-module__REEF9a__methodologyGrid{grid-template-columns:repeat(2,1fr);gap:12px;margin:0 0 18px;display:grid}.page-module-scss-module__REEF9a__methodologyItem{background:var(--color-white,#fff);border:1px solid #e5e7eb;border-radius:10px;padding:16px}.page-module-scss-module__REEF9a__methodologyTitle{color:var(--color-primary,#2a3d66);margin:0 0 6px;font-size:14px;font-weight:700;line-height:1.4}.page-module-scss-module__REEF9a__methodologyDesc{color:#4b5563;margin:0;font-size:14px;line-height:1.6}.page-module-scss-module__REEF9a__methodologyDisclaimer{color:#6b7280;margin:0;font-size:13px;line-height:1.6}@media (max-width:768px){.page-module-scss-module__REEF9a__glanceStats{grid-template-columns:repeat(2,1fr);gap:10px}.page-module-scss-module__REEF9a__glanceStat{padding:22px 12px}.page-module-scss-module__REEF9a__glanceStatValue{font-size:26px}.page-module-scss-module__REEF9a__glanceStatLabel{flex-wrap:wrap}.page-module-scss-module__REEF9a__verifyStepNum{width:30px;height:30px;font-size:13px}.page-module-scss-module__REEF9a__methodologyGrid{grid-template-columns:1fr}}